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MS
Mathematics
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Mathematics
Risk and Insurance Protection (Part 2)
Mathematics
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Risk and Insurance Protection (Part 2)
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Group insurance
Provides coverage to a group of individuals, typically employees in a company or pupils in schools and students in educational institutions
Travel insurance
Protects policyholder against losses during travel whether by land, air or sea such as death and permanent disability, loss of luggage, passport and money, medical expenses and others
Personal accident insurance
Provides coverage in the occurrence that the policyholder suffers a bodily injury, disability or death resulting directly from accident
Policies in medical and health insurance
• Hospitalisation and surgical insurance • critical illness insurance • disability income insurance • hospital income insurance
Fire insurance
Provides coverage against damage caused by fire, lightning and explosion that occur at home or business premise
Liability
The amount of debt that needs to be paid with money, goods or service
Motor insurance
Provides coverage against any loss or damage related to the use of a motor vehicle
General insurance
Provides coverage against any loss or damage incurred, apart from the risks covered by life insurance
Importance of life insurance
Provide financial protection to family members who depend on the policyholder, when the policyholder dies
Life insurance
Guarantees the payment of a stated amount of monetary benefits to the policyholder upon the death of the insured, or under other circumstances specified in the contract
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Risk and Insurance Protection (Part 2)
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